Up to 25% off at Loafology Bakery & Cafe

* Discount Cap PKR 10,000/- on HBL Islamic World Elite Debit Card * Discount Cap PKR 5,000/- on HBL Islamic World Debit Card & HBL Islamic World Business DebitCard * The discounts are not valid in conjunction with other special promotions, discount programmes or vouchers defined by HBL or alliance partners * The discounts cannot be combined with group discounts, parties, special events or any other offers * HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL Cards. This is not applicable in respect to cash transactions. * HBL will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed on the mentioned partners. * HBL reserves the right to terminate or withdraw or change the criteria of any discount offering without providing prior notice or reason. * HBL is not liable for the accuracy of the brand offers mentioned under alliances. For updated brand offers, please refer to the relevant alliance partner’s website or physical outlet.