Up to 20% off at Daraz

* Customers can avail a 12% discount using an HBL UnionPay Classic, HBL UnionPay Gold, or HBL PayPak UnionPay Co-Badge Debit Card. * Maximum discount capping of PKR 1,100 is applicable * A minimum transaction value of PKR 500 is required to avail the 12% discount. * This offer is applicable every Sunday, Monday & Tuesday. * Each cardholder may avail the discount on one (01) transaction per day per card during the Campaign period. * The discount is not applicable on utility bill payments made via dBill * The discount is only applicable on cards backed by HBL UnionPay Classic, HBL UnionPay Gold, HBL PayPak UnionPay Co-Badge Debit Cards. * The customer can avail this discount on a maximum of 01 transactions using the discount * Campaign is applicable till the 31st Dec 2026 * The discount cannot be availed using the cash on delivery method of payment * The discount will only be applicable using the website/application of the partner * The partners will be responsible to communicate the estimated delivery timeline for the product/service at the time of order confirmation. * This promotion is subject to all applicable terms and conditions of the partners * The partners reserve the right to refuse or cancel any order for any reason at any given time. * HBL shall not be responsible to any customer or third party for unsatisfactory or delayed performance of the partners, losses, damages, delays or cancellation by the partners * HBL will not be held responsible for any complaints or liabilities whatsoever that arise with respect to products and services availed from the partners using this offer * The discounts are not valid in conjunction with other special promotions, discount programmes or vouchers defined by HBL or alliance partners * The discounts cannot be combined with group discounts, parties, special events or any other offers * HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL UnionPay Classic, HBL UnionPay Gold, HBL PayPak UnionPay Co-Badge Debit Cards. This is not applicable in respect to cash transactions. * HBL will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed on the mentioned partners. * HBL reserves the right to terminate or withdraw or change the criteria of any discount offering without providing prior notice or reason. * HBL is not liable for the accuracy of the brand offers mentioned under alliances. For updated brand offers, please refer to the relevant alliance partner’s website or physical outlet.