Nirala

Up to 20% off at Nirala

* Discount will be valid only on KHAAS Platinum Mastercard Debit Card on 526922 BIN only * Discount will be valid only on Mastercard Taqwa KHAAS Platinum Islamic Debit Card on 53254468 BIN only * Discount will be valid only on Mastercard Platinum Debit Card on 515724 BIN only * Discount will be valid only on Mastercard Taqwa Platinum Islamic Debit Card on 53254464 BIN only * Max Discount cap PKR 2,000/- * The Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal. * Only (01) One Discount transaction is allowed on offer day and total (4) Four Discount transactions in a Calendar month per card. * Split of transactions are not allowed for discount offer. * Any other discount transaction monitored same day,will be charged back in monthly account statement of customer. * Bank Offers including Discounts, Promotional Offers, and Incentives that are discretionary, and the Cardholders are not entitled to claim the same as a matter of their right. * Bank is entitled at any time without any liability to the Cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for these discounts, promotional offers, and incentives. * The Cardholders may be entitled to discounts mentioned above in respect to payments made at the mentioned Alliance Partners through their BOP Credit Card /Debit Card. This entitlement is not applicable in respect of cash transactions. * The aforementioned discounts are not valid in conjunction with other special promotions, discount programs or vouchers defined by the Bank or Alliance Partners. * All Discounts, Promotional Offers, and Incentives are subject to the specific category of the card bins (Gold, Platinum, or World). The cardholder of each category will only be able to enjoy the Offers of the card he/she holds and not any other. * The terms of our banking agreement apply to each use of a Credit/Debit card. If a cardholder does not agree with those terms, they should not sign the credit card or carry out any transaction. * Cardholder accepts the terms of our banking agreement when he/she first use the Debit/credit card.

Up to 50% off at Nirala

* Discount will be valid only on KHAAS Platinum Mastercard Debit Card on 526922 BIN only * Discount will be valid only on Mastercard Taqwa KHAAS Platinum Islamic Debit Card on 53254468 BIN only * Discount will be valid only on Mastercard Platinum Debit Card on 515724 BIN only * Discount will be valid only on Mastercard Taqwa Platinum Islamic Debit Card on 53254464 BIN only * Max Discount cap PKR 2,000/- * The Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal. * Only (01) One Discount transaction is allowed on offer day and total (4) Four Discount transactions in a Calendar month per card. * Split of transactions are not allowed for discount offer. * Any other discount transaction monitored same day,will be charged back in monthly account statement of customer. * Bank Offers including Discounts, Promotional Offers, and Incentives that are discretionary, and the Cardholders are not entitled to claim the same as a matter of their right. * Bank is entitled at any time without any liability to the Cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for these discounts, promotional offers, and incentives. * The Cardholders may be entitled to discounts mentioned above in respect to payments made at the mentioned Alliance Partners through their BOP Credit Card /Debit Card. This entitlement is not applicable in respect of cash transactions. * The aforementioned discounts are not valid in conjunction with other special promotions, discount programs or vouchers defined by the Bank or Alliance Partners. * All Discounts, Promotional Offers, and Incentives are subject to the specific category of the card bins (Gold, Platinum, or World). The cardholder of each category will only be able to enjoy the Offers of the card he/she holds and not any other. * The terms of our banking agreement apply to each use of a Credit/Debit card. If a cardholder does not agree with those terms, they should not sign the credit card or carry out any transaction. * Cardholder accepts the terms of our banking agreement when he/she first use the Debit/credit card.

Up to 40% off at Nirala

* Discount will be valid only on Mastercard World Debit Card on 53254409 BIN only * Discount will be valid only on Mastercard Taqwa World Islamic Debit Card 53254435 BIN only * Max Discount cap PKR 4,000/- * The Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal. * Only (01) One Discount transaction is allowed on offer day and total (4) Four Discount transactions in a Calendar month per card. * Split of transactions are not allowed for discount offer. * Any other discount transaction monitored same day,will be charged back in monthly account statement of customer. * Bank Offers including Discounts, Promotional Offers, and Incentives that are discretionary, and the Cardholders are not entitled to claim the same as a matter of their right. * Bank is entitled at any time without any liability to the Cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for these discounts, promotional offers, and incentives. * The Cardholders may be entitled to discounts mentioned above in respect to payments made at the mentioned Alliance Partners through their BOP Credit Card /Debit Card. This entitlement is not applicable in respect of cash transactions. * The aforementioned discounts are not valid in conjunction with other special promotions, discount programs or vouchers defined by the Bank or Alliance Partners. * All Discounts, Promotional Offers, and Incentives are subject to the specific category of the card bins (Gold, Platinum, or World). The cardholder of each category will only be able to enjoy the Offers of the card he/she holds and not any other. * The terms of our banking agreement apply to each use of a Credit/Debit card. If a cardholder does not agree with those terms, they should not sign the credit card or carry out any transaction. * Cardholder accepts the terms of our banking agreement when he/she first use the Debit/credit card.

Up to 50% off at Nirala

* Discount will be valid only on Mastercard World Credit Card on 523819 BIN only * Max Discount cap PKR 6,000/- * The Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal. * Only (01) One Discount transaction is allowed on offer day and total (4) Four Discount transactions in a Calendar month per card. * Split of transactions are not allowed for discount offer. * Any other discount transaction monitored same day,will be charged back in monthly account statement of customer. * Bank Offers including Discounts, Promotional Offers, and Incentives that are discretionary, and the Cardholders are not entitled to claim the same as a matter of their right. * Bank is entitled at any time without any liability to the Cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for these discounts, promotional offers, and incentives. * The Cardholders may be entitled to discounts mentioned above in respect to payments made at the mentioned Alliance Partners through their BOP Credit Card /Debit Card. This entitlement is not applicable in respect of cash transactions. * The aforementioned discounts are not valid in conjunction with other special promotions, discount programs or vouchers defined by the Bank or Alliance Partners. * All Discounts, Promotional Offers, and Incentives are subject to the specific category of the card bins (Gold, Platinum, or World). The cardholder of each category will only be able to enjoy the Offers of the card he/she holds and not any other. * The terms of our banking agreement apply to each use of a Credit/Debit card. If a cardholder does not agree with those terms, they should not sign the credit card or carry out any transaction. * Cardholder accepts the terms of our banking agreement when he/she first use the Debit/credit card.

Up to 30% off at Nirala

* Discount will be valid only on Mastercard Platinum Credit Card on 523849 BIN only * Max Discount cap PKR 4,000/- * The Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal. * Only (01) One Discount transaction is allowed on offer day and total (4) Four Discount transactions in a Calendar month per card. * Split of transactions are not allowed for discount offer. * Any other discount transaction monitored same day,will be charged back in monthly account statement of customer. * Bank Offers including Discounts, Promotional Offers, and Incentives that are discretionary, and the Cardholders are not entitled to claim the same as a matter of their right. * Bank is entitled at any time without any liability to the Cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for these discounts, promotional offers, and incentives. * The Cardholders may be entitled to discounts mentioned above in respect to payments made at the mentioned Alliance Partners through their BOP Credit Card /Debit Card. This entitlement is not applicable in respect of cash transactions. * The aforementioned discounts are not valid in conjunction with other special promotions, discount programs or vouchers defined by the Bank or Alliance Partners. * All Discounts, Promotional Offers, and Incentives are subject to the specific category of the card bins (Gold, Platinum, or World). The cardholder of each category will only be able to enjoy the Offers of the card he/she holds and not any other. * The terms of our banking agreement apply to each use of a Credit/Debit card. If a cardholder does not agree with those terms, they should not sign the credit card or carry out any transaction. * Cardholder accepts the terms of our banking agreement when he/she first use the Debit/credit card.

Up to 20% off at Nirala

* Discount Capping PKR 6,000/- on Visa Signature Debit Card * Discount Capping PKR 5,000/- on Visa Platinum Debit Card * Discount Capping PKR 3,000/- on all other cards * Any discount/deals offered by the identified merchants shall constitute transactions between the respective merchant and the customer and the Bank shall not be held liable for any losses or claims that a customer may have in relation to the discount/deal offered by the merchant. * The Bank will endeavor to make timely efforts to inform the customer is respect of the closure, however, the Bank shall in no matter be responsible for the closure/shifting of the merchant outlet(s). * The discount is available on Dine-in or Take away orders. * Card discounts are not applicable on bulk purchases or pre-orders. * These offers cannot be utilized in conjunction with any other promotions. * These offers are valid for limited time only. * Bank AL Habib may terminate, withdraw, change the criteria and conditions for the discounts and promotional offers at any time. * Any changes in discount policies, such as the exclusion of providing discount on any specific items, deals, or services, are at the partner's discretion. The bank holds no liability in such matters. * For Bank AL Habib Limited latest alliance and discount arrangements, please visit our official website www.bankalhabib.com * Other terms and conditions may also apply.

Up to 20% off at Nirala

* Discount Capping PKR 6,000/- on Visa Signature Debit Card * Discount Capping PKR 5,000/- on Visa Platinum Debit Card * Discount Capping PKR 3,000/- on all other cards * Any discount/deals offered by the identified merchants shall constitute transactions between the respective merchant and the customer and the Bank shall not be held liable for any losses or claims that a customer may have in relation to the discount/deal offered by the merchant. * The Bank will endeavor to make timely efforts to inform the customer is respect of the closure, however, the Bank shall in no matter be responsible for the closure/shifting of the merchant outlet(s). * The discount is available on Dine-in or Take away orders. * Card discounts are not applicable on bulk purchases or pre-orders. * These offers cannot be utilized in conjunction with any other promotions. * These offers are valid for limited time only. * Bank AL Habib may terminate, withdraw, change the criteria and conditions for the discounts and promotional offers at any time. * Any changes in discount policies, such as the exclusion of providing discount on any specific items, deals, or services, are at the partner's discretion. The bank holds no liability in such matters. * For Bank AL Habib Limited latest alliance and discount arrangements, please visit our official website www.bankalhabib.com * Other terms and conditions may also apply.