?!%?!
Thousands of PKR in rewards missed every month

Get AI Card Recommendations
& Live Merchant Offers.

Stop guessing. Explore the ultimate merchant map, track all offer alerts, and get advanced analytics for your spending. SWYPE tells you instantly. Discover the best free credit cards and see every live deal in PKR. Built for every Pakistani to maximize savings.

Download on the App Store
Get it on Google Play
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20,000+ Pakistanis optimizing their cards

Swype App Mockup

Savings found

PKR 27,980

↑ 34% more than last month

🏦

40+ Banks

All major PKR banks

Free to start

No card needed

✦ WhatSWYPE does

Advanced analytics & bank offers in Pakistan

Built for every pakistani who wants to stop leaving money on the table every time they swipe their cards. Explore all offers in PKR.

40+Banks covered
500+Merchant deals
3xAvg. savings boost
FreeTo get started
01
Compare

Credit/Debit Card Comparison

Compare fees, perks, and reward rates side-by-side with visual clarity. See all cards available to every Pakistani.

02
AI

AI Card Recommendations

Get smart, personalized ai card recommendations. Discover the best free credit cards in Pakistan tailored to your unique spending habits.

DiningGroceriesTravel
Top pick
SWYPE Rewards
03
Discover

Interactive Merchant Map

Explore our live merchant map. Discover nearby deals and see exactly where your cards unlock value in PKR.

04
Filter

Instant Offer Alerts & Filters

Receive real-time offer alerts. Instantly filter all merchant offers to show only the specific discounts for your cards.

All offers
Only my cards
✦ Get started

Up and running in 3 steps

No spreadsheets. No guesswork. Just a clean flow from setup to savings for every Pakistani.

1

Add your cards

Add your Pakistani credit and debit cards from HBL, ABL, UBL, Meezan and more.

2

Set your habits

Tell SWYPE what you spend on dining, groceries, fuel, travel so suggestions stay sharp.

3

Optimize every purchase

Compare cards, discover discounts, and act with confidence at checkout every time.

✦ Side-by-side

Compare cards side by side

Stop guessing which card wins. See annual fees, cashback rates, and perks in a single clean table for every Pakistani bank card.

Cards tracked

Credit & Debit — all networks

Networks

Visa
Mastercard
UnionPay
PayPak

Comparison snapshot

HBL vs ABL
Category
HBL Gold
ABL Infinite
Network
Visa
Mastercard
Annual fee
PKR 0
PKR 3,000
Dining cashback
5%
2%
Groceries points
3x
1x
Fuel discount
4%

✦ Full comparison available in the app

✦ Merchant deals

Live merchant map that feels alive

Browse nearby discounts across Pakistan. Filter by your cards, city, or category built for fast decisions on every offer in PKR.

Live merchants

Updated live
Burger O'Clock

Burger O'Clock

Dining · Lahore · Karachi

15% off
Lal Qila

Lal Qila

Dining · Lahore

10% off
The Carnivore

The Carnivore

Dining · Lahore

3x points

Offer categories

Discounts across every spend category in Pakistan.

DiningGroceriesFuelTravelPharmacyElectronicsFashionEducationAutomobilesFitness
All offersOnly my cards

Filter any offer list to only show deals available on cards you own — zero noise.

Discover the Best AI Card Recommendations for Every Pakistani

Managing your finances shouldn't be a guessing game. At SWYPE, we provide personalized AI card recommendations tailored specifically for your spending habits. Whether you are looking for free credit cards, cashback deals, or travel rewards, our intelligent algorithms scan the market to find the best matches. With over 40 banks integrated into our platform, every Pakistani can now easily access advanced analytics to maximize their savings and optimize their daily transactions.

Our platform isn't just about comparing cards—it's a comprehensive financial companion. With our interactive merchant map, you can visually explore hundreds of local stores, restaurants, and online shops offering exclusive discounts. Simply open the map, search your current location, and instantly see where your cards unlock the best value in PKR.

Stay Ahead with Real-Time Offer Alerts and Advanced Analytics

Never miss out on a discount again. SWYPE is built to deliver real-time offer alerts directly to your device. When a new deal drops at your favorite merchant, you'll be the first to know. By analyzing your card portfolio against live market data, we ensure you always use the right card at the right checkout counter.

To help you truly understand your spending power, our dashboard includes advanced analytics. Track your historical savings, view category breakdowns, and see exactly how much PKR you've kept in your pocket by leveraging our platform. All of this is designed from the ground up to empower every Pakistani consumer, making financial optimization free, transparent, and effortlessly accessible. Get started today and transform how you pay!

Ready to SWYPE smarter?

Join thousands of Pakistanis already making better card decisions. Free to start, no credit card required.

All Cards

Merchant Map

Offer Alerts